We are a leading comprehensive brokerage in Oadby specialising in residential mortgages, buy-to-let mortgages and protection insurances.
A little bit about what I do
My name is Brian Howitt, and as you look for your new house, I will be with you all the way to guide and inform you about the process of obtaining a mortgage.
My vast array of experience coupled with my CeMap qualified advice will help you feel more relaxed as you search for a property.
My primary aim is to help my customers with all their mortgage-related needs, be that a buy to let or a residential. The advice given will not only inform, but will put your mind at ease as I research and apply for a mortgage specifically tailored to your needs.
A first appointment is completely free and will be used to gain insight into your ambition for your purchase of a new home. A full, robust, accurate and up to date fact find will be recorded if you decided to advance, and from there I will use my wealth of experience to find a deal that will be just right for you.
We offer tailored advice and recommendations to suit your needs and will guide you from the first appointment to securing your mortgage offer.
There may be a fee for mortgage advice. The precise amount of our fee will depdn upon your circumstances.
A maximum fee of £495 payable on application for purchases and re-mortgages.
A maximum fee of £195 payable on application for product transfers.
Keep calm and carry on
Research by Simplyhealth has revealed Britain’s “keep calm and carry on” culture, coupled with lengthy wait times for treatment and lack of access to health care, could be having a detrimental impact on the nation’s health, with mental well-being a key area of concern.
According to the report, the majority (59%) of Brits consider themselves to be very or fairly healthy, yet it seems many are in fact neglecting their everyday health needs. For instance, an estimated 2.7 million UK adults suffer with minor health concerns, such as the cold, stomach complaints and headaches, every single day. However, when it comes to staying healthy, just 16% focus on visiting the doctor when they feel unwell, while the average Brit will wait for over two weeks to book an appointment with their doctor about a minor health concern.
This appears to be taking its toll, with one in five (21%) admitting their illnesses last longer as they can’t get to the doctors due to other commitments. Other reasons for not seeking medical attention for minor illnesses or injuries include not being able to get an appointment, lack of access to a local GP and not wanting to waste the doctors’ time.
Furthermore, many people are failing to take proactive steps to maintain their everyday health, with less than half (46%) of those surveyed booking regular check-ups with the optician to monitor their eye health and just 51% making an appointment with the dentist for a general check-up.