We are a leading whole of market mortgage brokerage in Oadby specialising in both residential mortgages, buy-to-let mortgages and protection insurances.
A little bit about what I do
My name is Brian Howitt, and as you look for your new house, I will be with you all the way to guide and inform you about the process of obtaining a mortgage.
My vast array of experience coupled with my CeMap qualified advice will help you feel more relaxed as you search for a property.
My primary aim is to help my customers with all their mortgage-related needs, be that a buy to let or a residential. The advice given will not only inform, but will put your mind at ease as I research and apply for a mortgage specifically tailored to your needs.
A first appointment is completely free and will be used to gain insight into your ambition for your purchase of a new home. A full, robust, accurate and up to date fact find will be recorded if you decided to advance, and from there I will use my wealth of experience to find a deal that will be just right for you.
We offer tailored advice and recommendations to suit your needs and will guide you from the first appointment to securing your mortgage offer.
Online bargain hunters are being urged to watch out for festive fraudsters as more than a third (34%) of Brits have been scammed buying from social media sites. New research from Lloyds Bank revealed that the average amount people are being tricked into handing over on social media is £393, whilst 45-54-year-olds are being scammed out of £498 on average.
The poll of more than 2,000 UK adults found almost half of people had sent money via bank transfer to sellers on social media platforms yet never received their items. More than one in five (21%) have bought an item on an online marketplace via bank transfer and never received it. One in eight have bought something in a social media group that didn’t arrive, whilst 12% have clicked on a link shared on social media and bought goods that were never delivered.
The research revealed a lack of understanding around the safest ways to pay for goods online, as social media scammers can often trick buyers into paying by bank transfer. More than half of people (55%) think that a bank transfer is a safe payment method, when in fact paying via credit card offers much greater protection. The top three most popular items bought by shoppers via social media are clothing (37%), toys (19%) and tickets (17%).
Those looking to make last minute Christmas present purchases are being urged to stay safe by using cards and secure payment methods, as well as taking steps to protect themselves from would-be scammers.